Discover Your Borrowing Capacity

Understanding how much you can borrow is essential to turning your property dreams into reality. We’ll provide a clear, personalized estimate based on your financial situation. Whether you’re buying your first home, upgrading, or investing, we’re here to guide you every step of the way.

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How We Calculate Your Borrowing Capacity

Our assessment takes into account:

1. Your Income: Including salary, rental income, or other earnings.

2. Living Expenses: Estimating your monthly expenses to ensure your comfort while repaying a loan.

3. Existing Debt: Factoring in any credit cards, personal loans, or other financial obligations.

4. Deposit Size: Evaluating your savings to determine your loan-to-value ratio (LVR).

5. Lender Policies: Considering lending criteria that vary between institutions

 

The Process

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1. Complete the Form: Share your basic financial details through our secure form.

2. Review and Analysis: We’ll assess your information using up-to-date lender policies and market trends.

3. Personalized Advice: We’ll provide tailored advice on your borrowing capacity and next steps.

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How We Handle Your Information

We take your privacy seriously. Any information you provide is:

• Confidential: Protected and used solely for the purpose of providing you with mortgage advice.

• Secure: Managed in compliance with all relevant data protection laws.

• Not Shared: Never disclosed to third parties without your consent.​

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